If you’re like me, and gamble a lot, you probably don’t want to always use your card online. Doing so clogs up your bank statements (and sometimes, we just don’t want the bank or the Mrs to see all of our gambling spending!)
That’s one of the reasons why I sometimes use a direct bank transfer; it feels smoother… “cleaner” in a way – and with UK banking technology now better than ever, it means that most of the time bank transfers are instant!
If you’re looking for a bank transfer casino in the UK, want to know about limits and fees, or are curious about how to find the best bank transfer casino – I’ve got you sorted. On this page, I’ll be showing you how to make bank transfers at online casinos, what to be aware of, how to find the best sites, and even the top not-on-GAMSTOP sites!
Top 10 Bank Transfer Casinos in the UK
Below, you’ll usually see a ranked table of my favourite online casinos that accept bank transfer payments in the UK. I ranked these sites by deposit/withdrawal speeds, game variety, casino bonuses, promotions, customer support, and more. Check them out for yourself:
1
AmonBet
★★★★★
5.0/5
25-Tier VIP Program
Daily Promotions
Enormous Game Selection
At an online casino, “bank transfer” basically means moving money directly between your bank account and the casino. Here in the UK, we can use something called Faster Payments, which means the transactions are instant, provided they’re worth less than a million quid.
Faster Payments works 24 hours a day, seven days a week, too, so you don’t need to worry about what time you decide to make a deposit and have a play. Some of the best bank transfer casinos UK will also let you deposit and withdraw via bank transfer using a payment gateway.
One of the best known examples is Trustly. You log into your bank through Trustly’s secure interface, and the transaction is handled automatically, so you don’t need to worry about entering any account numbers or stuff like that!
Limits and Fees When Using Bank Transfer
Thankfully, in the UK, casinos aren’t allowed to charge any fees on deposits. Still, your bank or payment provider might charge a fee – and almost all will have limits.
As a rough rule in the UK: Faster Payments is usually the quickest (and free) way to deposit and withdraw from your bank. BACS payments take up to 3 working days. CHAPs payments are usually same-day, but involve a higher fee.
Here’s a quick overview you can reference:
Transfer Type
Deposit Speed
Withdrawal Speed
Common Limits
Possible Fees
Faster Payments
Instant
Instant – 3 days
£10-£10,000+
Free
BACs
Up to 3 days
2-5 days
£10-£20,000+
Free
CHAPs
Same day
Same/next day
Depends on the bank
Up to £50
One thing to note; the UK is super strict these days about KYC checks. So, on your first withdrawal, the withdrawal speed may be a lot slower while bank transfer casinos verify your age and address.
How to Make a Deposit at an Online Casino That Accepts Bank Transfer
Depositing with bank transfer at an online casino is usually super simple, but the exact process will vary a bit depending on the site you’re playing at. For me, the process looks something like this:
Log in and head to the cashier/banking section.
Select Bank Transfer (sometimes written as Instant Bank Transfer or Pay By Bank.)
Enter the amount of money you want to deposit
Follow the instructions on screen (you may need to log into your bank portal, or you might be given a sort code and account number to send funds to manually.
Complete the transfer in your banking app or through your bank’s online banking website.
Return to the casino and wait for your cash to land.
That’s it; told you it was pretty simple, huh?
Withdrawing via Bank Transfer
Casinos with direct bank payments will always offer bank transfer withdrawals, too, but don’t be fooled; just because a site promises fast withdrawal doesn’t actually mean that’ll be the reality. That’s why it’s important to play at one of the online casinos with bank transfer I recommended above – because these all offer fast withdrawals.
Here’s how it works by the way:
Log into your casino account and open the cashier.
Select Withdraw, and make sure Bank Transfer is selected.
Enter the amount you want to withdraw + your bank details.
Submit your withdrawal request.
Complete any KYC checks.
Wait for internal approval, and then the bank’s processing times.
Want my hot tip? Always verify your account when you first join gambling sites that accept bank transfer payments. This will avoid delays when you actually want to cash out!
Pros and Cons of Using Bank Transfer in the UK
I love using bank transfers when I gamble online, but it’s not perfect. I’m all about honesty, so here’s a look at the good, and the bad:
Pros
Cons
Easy to use + almost everyone has a bank account
Can be slower for withdrawals
Usually supports super high transaction limits
Sometimes the bank will flag transactions as suspicious
Good option if you don’t want to use cards
Not every casino offers instant bank transfers
Almost always free
CHAPs payments can be costly
Is It Safe to Use Bank Transfer for Online Casino Play?
Yes, provided you’re playing at a bank transfer online casino that’s actually safe. For us UK players, that means it needs to hold a United Kingdom Gambling Commission license. It should go without saying, too, that you need to use your own bank account.
Meet those two criteria? Then you’ll have absolutely no issues when withdrawing cash to your bank account, and when topping up your online casino account.
Alternative Casino Payment Methods for Deposits and Withdrawals
Bank transfers are super simple, but they’re not for everyone. Thankfully, all bank transfer casinos offer a variety of other payment methods, too. Here’s a few of my favourites:
Debit Cards: This includes VISA and MasterCard, and they’re really easy for deposits. Some players, however, don’t like to use their card for online gambling.
EWallets: This is where Skrill casino sites and Neteller/PayPal options come in handy. They’re free, easy to set up, and offer some of the fastest withdrawals around.
Pay By Phone: Some online casino sites let you deposit using your mobile phone bill, if you’re on a monthly contract. However, the maximum deposit limit is often just 30 quid or so – and you can’t withdraw using this method.
Crypto: Today, many sites let you deposit and withdraw using cryptocurrencies like Bitcoin and Ethereum. These transactions are usually processed instantly, but they’re not that common in the UK yet.
Bank Transfer Casinos Not On Gamstop
This topic comes up a lot, so I’m going to be honest with you about it. GAMSTOP is the UK’s national self-exclusion scheme, and every casino with a UKGC license is required to be programmed into this database. GAMSTOP allows you to opt-out of all gambling, and once you do, you’ll be automatically blocked at every UK-licensed casino.
However, the reality is that with the increase in crypto casinos, GAMSTOP has been made somewhat redundant. There are also a lot of players actively looking for the best non-GAMSTOP casinos, and if that’s you, well, I advise you to think carefully – but I won’t prevent you from finding information that’s already freely available.
Below, you can view a few of the trusted bank transfer casinos not on GAMSTOP. I’d be weary of playing anywhere else, as offshore casinos can be a bit dodgy:
Best UK Online Casinos Not on GamStop Where You Can Use a Bank Transfer
Casino
Bonus
Min deposit
Casino app
AmonBet
100% up to £1,000 + 100 FS
£20
Yes
LegionBet
Welcome bonus up to £20,000
£20
Yes
WinPlace
100% up to £4,000 + 100 FS
£20
Yes
How to Choose the Best Online Casino
For me, having bank transfers available as a payment method is super important, but it’s not the only thing I look for. Nor should it be the only thing you watch!
If you’re trying to find a casino that offers bank transfers and also meets your other needs, here’s some of the main things to look for:
UK License + Reputation: First things first; make sure the casino is a proper UK-licensed operator. I always check the brand’s track record, too, on sites like TrustPilot.
Bank Transfer Limits/Speeds: Some sites claim to offer instant withdrawals, when in reality, they take days. I always try to find bank transfer casinos that offer truly instant cash-outs.
Game Selection: There’s no point gambling if you don’t enjoy the games, right? That’s why I always make sure I check the casino game range before joining.
Bonuses: I love to get a cheeky matched first deposit bonus when I sign-up, and so should you! Don’t just check the headline, though. Look at wagering requirements and terms and conditions, too.
Support: I like to know I’m taken care of if things go wrong. That’s why I always check that customer support is available 24 hours a day, seven days a week – ideally through live chat.
Verified Expert
Alfie Cooper
expert
Hi! I'm Alfie Cooper, an online casino reviewer and iGaming expert. During my time working at NetBet and Unibet, I gained a thorough understanding of the principles and mechanisms of online casinos from the inside.
At some point, I became dissatisfied with simply watching newcomers fall into the traps of unscrupulous operators. That's why I launched my own casino review website in the UK: to test, analyze in detail, and explain in simple terms to novice players where the truth lies and where it's just marketing hype.
